National Bank of Belarus Leaves Standard Risk Rates Unchanged for October
Reform.news Editorial Team · 25 September 2026, 07:50
https://reform.news/en/national-bank-of-belarus-leaves-standard-risk-rates-unchanged-for-october/The National Bank of Belarus has decided not to change the standard risk calculation rates for October. The regulator had previously reduced the standard risk rates for four consecutive months.
The following rates will apply in October:
- for new fixed-term irrevocable bank deposits of individuals in rubles with a maturity of one to three years — 12.6% per annum (-0.3 percentage points);
- for new fixed-term irrevocable bank deposits of individuals in rubles with a maturity of more than three years — 14.5% per annum (-0.12 percentage points);
- for new investment loans provided to legal entities (excluding preferential loans) — 10.45% per annum (-0.25 percentage points);
- for new loans provided to legal entities (excluding preferential and investment loans) — 11.79% per annum (-0.21 percentage points);
- for new loans provided to individuals (excluding preferential loans) — 17.65% per annum (-0.18 percentage points).
Banks that exceed the standard risk calculation rates are subject to increased regulatory requirements regarding capital adequacy, the creation of special provisions to cover potential losses, and the formation of mandatory reserve funds. Thus, the indicator indirectly affects the cost of loans in the country.