{"id":554421,"date":"2026-06-26T09:12:38","date_gmt":"2026-06-26T06:12:38","guid":{"rendered":"https:\/\/reform.news\/?p=554421"},"modified":"2026-06-26T11:32:21","modified_gmt":"2026-06-26T08:32:21","slug":"national-bank-lowers-standard-risk-rates-for-loans-and-deposits-for-july","status":"publish","type":"post","link":"https:\/\/reform.news\/en\/national-bank-lowers-standard-risk-rates-for-loans-and-deposits-for-july","title":{"rendered":"National Bank Lowers Standard Risk Rates for Loans and Deposits for July"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p>The National Bank of Belarus has decided to lower the standard risk calculation values for July.<\/p>\n<p>The following rates will apply in July:<\/p>\n<ul>\n<li>for new fixed-term non-revocable Belarusian ruble deposits by individuals with maturities of one to three years \u2014 13.32% per annum (down 0.23 percentage points);<\/li>\n<li>for new fixed-term non-revocable Belarusian ruble deposits by individuals with maturities of more than three years \u2014 14.81% per annum (down 0.1 percentage points);<\/li>\n<li>for new investment loans granted to legal entities (excluding preferential loans) \u2014 11.08% per annum (down 0.14 percentage points);<\/li>\n<li>for new loans granted to legal entities (excluding preferential and investment loans) \u2014 12.26% per annum (unchanged);<\/li>\n<li>for new loans granted to individuals (excluding preferential loans) \u2014 17.96% per annum (unchanged).<\/li>\n<\/ul>\n<p>Banks that exceed the standard risk calculation values are required to comply with stricter regulatory requirements regarding capital adequacy, the creation of special reserves to cover potential losses and the formation of mandatory reserve funds. As a result, the indicator indirectly affects borrowing costs in the country.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The National Bank of Belarus has decided to lower the standard risk calculation values for July. The following rates will apply in July: for new fixed-term non-revocable Belarusian ruble deposits by individuals with maturities of one to three years \u2014 13.32% per annum (down 0.23 percentage points); for new fixed-term non-revocable Belarusian ruble deposits by [&hellip;]<\/p>\n","protected":false},"author":119,"featured_media":506552,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/reform.news\/wp-content\/uploads\/2026\/06\/6a3e391937c16.jpg","width":1200,"height":630,"template":"691142dd","mode":"auto"},"_sharing_image_fieldset":{"dTVKfmI95PYT":"National Bank Lowers Standard Risk Rates for Loans and Deposits for July"},"footnotes":""},"categories":[142339,142338,143126],"tags":[],"class_list":["post-554421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-main","category-news","category-business"],"wps_subtitle":"","_links":{"self":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/posts\/554421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/users\/119"}],"replies":[{"embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/comments?post=554421"}],"version-history":[{"count":0,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/posts\/554421\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/media\/506552"}],"wp:attachment":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/media?parent=554421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/categories?post=554421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/tags?post=554421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}