{"id":528949,"date":"2026-03-27T15:05:57","date_gmt":"2026-03-27T12:05:57","guid":{"rendered":"https:\/\/reform.news\/?p=528949"},"modified":"2026-03-27T15:32:16","modified_gmt":"2026-03-27T12:32:16","slug":"national-bank-lowers-standard-risk-rates-for-loans-in-april","status":"publish","type":"post","link":"https:\/\/reform.news\/en\/national-bank-lowers-standard-risk-rates-for-loans-in-april","title":{"rendered":"National Bank Lowers Standard Risk Rates For Loans In April"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p>The National Bank of Belarus has reduced the calculated standard risk values for April.<\/p>\n<p>The following rates will apply:<\/p>\n<ul>\n<li>for new fixed-term irrevocable deposits of individuals in Belarusian rubles with maturities from one to three years \u2014 14.14% per annum (-0.2 percentage points);<\/li>\n<li>for new fixed-term irrevocable deposits of individuals in Belarusian rubles with maturities over three years \u2014 15.31% per annum (unchanged);<\/li>\n<li>for new investment loans to legal entities (excluding preferential loans) \u2014 11.80% per annum (unchanged);<\/li>\n<li>for new loans to legal entities (excluding preferential and investment loans) \u2014 12.8% per annum (-0.09 percentage points);<\/li>\n<li>for new loans to individuals (excluding preferential loans) \u2014 18.26% per annum (-0.23 percentage points).<\/li>\n<\/ul>\n<p>Banks that exceed these standard risk thresholds must comply with stricter regulatory requirements on capital adequacy, provisioning for potential losses, and reserve funds. As a result, this indicator indirectly affects the cost of loans in the country.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The National Bank of Belarus has reduced the calculated standard risk values for April. The following rates will apply: for new fixed-term irrevocable deposits of individuals in Belarusian rubles with maturities from one to three years \u2014 14.14% per annum (-0.2 percentage points); for new fixed-term irrevocable deposits of individuals in Belarusian rubles with maturities [&hellip;]<\/p>\n","protected":false},"author":119,"featured_media":514245,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sharing_image":{"poster":"https:\/\/reform.news\/wp-content\/uploads\/2026\/03\/69c678d3951ec.jpg","width":1200,"height":630,"template":"691142dd","mode":"auto"},"_sharing_image_fieldset":{"dTVKfmI95PYT":"National Bank Lowers Standard Risk Rates For Loans In April"},"footnotes":""},"categories":[142339,142338,143126],"tags":[],"class_list":["post-528949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-main","category-news","category-business"],"wps_subtitle":"","_links":{"self":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/posts\/528949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/users\/119"}],"replies":[{"embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/comments?post=528949"}],"version-history":[{"count":0,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/posts\/528949\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/media\/514245"}],"wp:attachment":[{"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/media?parent=528949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/categories?post=528949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reform.news\/en\/wp-json\/wp\/v2\/tags?post=528949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}