{"id":555794,"date":"2026-07-01T08:44:30","date_gmt":"2026-07-01T05:44:30","guid":{"rendered":"https:\/\/reform.news\/?p=555794"},"modified":"2026-07-01T09:07:11","modified_gmt":"2026-07-01T06:07:11","slug":"zapazychanasc-fizichnyh-asob-perad-bankami-za-god-vyrasla-na-12-5","status":"publish","type":"post","link":"https:\/\/reform.news\/be\/zapazychanasc-fizichnyh-asob-perad-bankami-za-god-vyrasla-na-12-5","title":{"rendered":"\u0417\u0430\u043f\u0430\u0437\u044b\u0447\u0430\u043d\u0430\u0441\u0446\u044c \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u0445 \u0430\u0441\u043e\u0431 \u043f\u0435\u0440\u0430\u0434 \u0431\u0430\u043d\u043a\u0430\u043c\u0456 \u0437\u0430 \u0433\u043e\u0434 \u0432\u044b\u0440\u0430\u0441\u043b\u0430 \u043d\u0430 12,5%"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p>\u0411\u0430\u043d\u043a\u0456 \u045e \u043c\u0430\u0456 \u043f\u0430\u0432\u044f\u043b\u0456\u0447\u044b\u043b\u0456 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0432\u0430\u043d\u043d\u0435 \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u0445 \u0430\u0441\u043e\u0431. \u0417\u0430 \u043c\u0435\u0441\u044f\u0446 \u0431\u044b\u043b\u043e \u0432\u044b\u0434\u0430\u0434\u0437\u0435\u043d\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u045e \u043d\u0430 1,62 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e, \u0448\u0442\u043e \u043d\u0430 80 \u043c\u043b\u043d \u0440\u0443\u0431\u043b\u0451\u045e \u043c\u0435\u043d\u0448, \u0447\u044b\u043c \u0443 \u043a\u0440\u0430\u0441\u0430\u0432\u0456\u043a\u0443. \u0423 \u043f\u0430\u0440\u0430\u045e\u043d\u0430\u043d\u043d\u0456 \u0437 \u043a\u0440\u0430\u0441\u0430\u0432\u0456\u043a\u043e\u043c \u043c\u0456\u043d\u0443\u043b\u0430\u0433\u0430 \u0433\u043e\u0434\u0430 \u0430\u0431&#8217;\u0451\u043c \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0432\u0430\u043d\u043d\u044f \u0432\u044b\u0440\u0430\u0441 \u043d\u0430 21,3%. \u0422\u0430\u043a\u0456\u044f \u0434\u0430\u043d\u044b\u044f \u0430\u043f\u0443\u0431\u043b\u0456\u043a\u0430\u0432\u0430\u045e \u041d\u0430\u0446\u0431\u0430\u043d\u043a \u0411\u0435\u043b\u0430\u0440\u0443\u0441\u0456.<\/p>\n<p>\u0423 \u0446\u044d\u043b\u044b\u043c \u043f\u0430 \u0432\u044b\u043d\u0456\u043a\u0430\u0445 \u043f\u044f\u0446\u0456 \u043c\u0435\u0441\u044f\u0446\u0430\u045e \u0441\u0443\u043c\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u045e, \u0432\u044b\u0434\u0430\u0434\u0437\u0435\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u0430\u043c\u0456 \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u043c \u0430\u0441\u043e\u0431\u0430\u043c, \u0432\u044b\u0440\u0430\u0441\u043b\u0430 \u043d\u0430 5,7% \u0443 \u043f\u0430\u0440\u0430\u045e\u043d\u0430\u043d\u043d\u0456 \u0437 \u0430\u043d\u0430\u043b\u0430\u0433\u0456\u0447\u043d\u044b\u043c \u043f\u0435\u0440\u044b\u044f\u0434\u0430\u043c \u043c\u0456\u043d\u0443\u043b\u0430\u0433\u0430 \u0433\u043e\u0434\u0430.<\/p>\n<p>\u0410\u0431&#8217;\u0451\u043c\u044b \u0441\u043f\u0430\u0436\u044b\u0432\u0435\u0446\u043a\u0430\u0433\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0432\u0430\u043d\u043d\u044f \u045e \u0441\u0442\u0443\u0434\u0437\u0435\u043d\u0456\u2014\u043c\u0430\u0456 \u0432\u044b\u0440\u0430\u0441\u043b\u0456 \u043d\u0430 7,3% \u0434\u0430 5,66 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e. \u041a\u0440\u044d\u0434\u044b\u0442\u0430\u0432\u0430\u043d\u043d\u0435 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u0430\u0441\u0446\u0456 \u0441\u043a\u0430\u0440\u0430\u0446\u0456\u043b\u0430\u0441\u044f \u043d\u0430 0,3% \u0434\u0430 1,38 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e.<\/p>\n<p>\u0417\u0430\u043f\u0430\u0437\u044b\u0447\u0430\u043d\u0430\u0441\u0446\u044c \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u0445 \u0430\u0441\u043e\u0431 \u043f\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0445 \u0437\u0430 \u043c\u0430\u0439 \u0432\u044b\u0440\u0430\u0441\u043b\u0430 \u043d\u0430 457,5 \u043c\u043b\u043d \u0440\u0443\u0431\u043b\u0451\u045e \u0456 \u0441\u043a\u043b\u0430\u043b\u0430 \u043d\u0430 1 \u0447\u044d\u0440\u0432\u0435\u043d\u044f 31,14 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e. \u0417\u0430 \u0433\u043e\u0434 \u0434\u0430\u045e\u0433\u0456 \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u0445 \u0430\u0441\u043e\u0431 \u043f\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0445 \u0432\u044b\u0440\u0430\u0441\u043b\u0456 \u043d\u0430 12,5%.<\/p>\n<p>\u0414\u0430\u045e\u0433\u0456 \u043f\u0430 \u0441\u043f\u0430\u0436\u044b\u0432\u0435\u0446\u043a\u0456\u0445 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0445 \u043f\u0430\u0432\u044f\u043b\u0456\u0447\u044b\u043b\u0456\u0441\u044f \u043d\u0430 15,5% \u0434\u0430 12,56 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e, \u0430 \u043f\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0445 \u043d\u0430 \u043d\u0435\u0440\u0443\u0445\u043e\u043c\u0430\u0441\u0446\u044c \u2014 \u043d\u0430 10,6% \u0434\u0430 18,53 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e.<\/p>\n<p>\u041d\u0430 1 \u0447\u044d\u0440\u0432\u0435\u043d\u044f \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u044f \u0430\u0441\u043e\u0431\u044b \u0434\u0430\u043f\u0443\u0441\u0446\u0456\u043b\u0456 \u043f\u0440\u0430\u0442\u044d\u0440\u043c\u0456\u043d\u043e\u045e\u043a\u0443 \u043f\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0445 \u043d\u0430 55,8 \u043c\u043b\u043d \u0440\u0443\u0431\u043b\u0451\u045e, \u0448\u0442\u043e \u043d\u0430 0,7 \u043c\u043b\u043d \u0440\u0443\u0431\u043b\u0451\u045e \u043c\u0435\u043d\u0448, \u0447\u044b\u043c \u043f\u0430 \u0441\u0442\u0430\u043d\u0435 \u043d\u0430 1 \u043c\u0430\u044f. \u0417\u0430 \u0433\u043e\u0434 \u0430\u0431&#8217;\u0451\u043c \u043f\u0440\u0430\u0442\u044d\u0440\u043c\u0456\u043d\u0430\u0432\u0430\u043d\u0430\u0439 \u0437\u0430\u043f\u0430\u0437\u044b\u0447\u0430\u043d\u0430\u0441\u0446\u0456 \u0432\u044b\u0440\u0430\u0441 \u043d\u0430 11,8 \u043c\u043b\u043d \u0440\u0443\u0431\u043b\u0451\u045e.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0411\u0430\u043d\u043a\u0456 \u045e \u043c\u0430\u0456 \u043f\u0430\u0432\u044f\u043b\u0456\u0447\u044b\u043b\u0456 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0432\u0430\u043d\u043d\u0435 \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u0445 \u0430\u0441\u043e\u0431. \u0417\u0430 \u043c\u0435\u0441\u044f\u0446 \u0431\u044b\u043b\u043e \u0432\u044b\u0434\u0430\u0434\u0437\u0435\u043d\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u045e \u043d\u0430 1,62 \u043c\u043b\u0440\u0434 \u0440\u0443\u0431\u043b\u0451\u045e, \u0448\u0442\u043e \u043d\u0430 80 \u043c\u043b\u043d \u0440\u0443\u0431\u043b\u0451\u045e \u043c\u0435\u043d\u0448, \u0447\u044b\u043c \u0443 \u043a\u0440\u0430\u0441\u0430\u0432\u0456\u043a\u0443. \u0423 \u043f\u0430\u0440\u0430\u045e\u043d\u0430\u043d\u043d\u0456 \u0437 \u043a\u0440\u0430\u0441\u0430\u0432\u0456\u043a\u043e\u043c \u043c\u0456\u043d\u0443\u043b\u0430\u0433\u0430 \u0433\u043e\u0434\u0430 \u0430\u0431&#8217;\u0451\u043c \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u0432\u0430\u043d\u043d\u044f \u0432\u044b\u0440\u0430\u0441 \u043d\u0430 21,3%. \u0422\u0430\u043a\u0456\u044f \u0434\u0430\u043d\u044b\u044f \u0430\u043f\u0443\u0431\u043b\u0456\u043a\u0430\u0432\u0430\u045e \u041d\u0430\u0446\u0431\u0430\u043d\u043a \u0411\u0435\u043b\u0430\u0440\u0443\u0441\u0456. \u0423 \u0446\u044d\u043b\u044b\u043c \u043f\u0430 \u0432\u044b\u043d\u0456\u043a\u0430\u0445 \u043f\u044f\u0446\u0456 \u043c\u0435\u0441\u044f\u0446\u0430\u045e \u0441\u0443\u043c\u0430 \u043a\u0440\u044d\u0434\u044b\u0442\u0430\u045e, \u0432\u044b\u0434\u0430\u0434\u0437\u0435\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u0430\u043c\u0456 \u0444\u0456\u0437\u0456\u0447\u043d\u044b\u043c \u0430\u0441\u043e\u0431\u0430\u043c, \u0432\u044b\u0440\u0430\u0441\u043b\u0430 \u043d\u0430 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